START BY DISCOVERING YOUR VALUES, PURPOSE, AND GOALS

Living life according to your values is what makes you happy.

Your values are your core beliefs in life. 

They are forged by the people and environment that brought you up, and by your life experiences. 

Values give your life purpose. They add meaning to your achievements.

Your values are the starting point of all that you do, all that you want in life, all that you dream to become. 

Financial planning traditionally does not take into account your values.

That is why many people never seem to achieve what they originally set out to do. 

We seek to first understand you, your values, your purpose, your why. Then we align your financial goals with those values.

That is why when you become a Holistic financial planning customer, you make a financial plan and you stick with it. achieve what you set out to do.

You achieve what you set out to do.

GATHER DATA INTO A SINGLE INTEGRATED SYSTEM

Working closely with you, your Lumina Planner gathers all financial data into our Integrated Masterplan SystemTM.

As bits of financial data are collected, they are transformed into meaningful information that paints a picture of your financial situation.

When both you and your Lumina Planner can see the whole picture, their trained eye can spot areas of improvement or potential pitfalls that can be raised for discussion with you.

QUANTIFY GOALS AND OPTIMISE RESOURCES

 

Once the picture of your financial situation and current plans are in place, it is placed alongside your qualified and quantified life goals to see how they measure up.

All your shortfalls are measured. You and your Lumina Planner collaborate to discuss feasible options. Your available resources are channelled towards meeting the deficiencies.

Your Lumina Planner helps you find realistic answers to what you previously thought were insurmountable problems. Solutions are prioritised according to your importance and urgency.

DESIGN ACTION PLAN FOR IMPLEMENTATION

 

We assemble your values, goals, and selected options into The Aspiration Enabler®, a single integrated action plan to be implemented over the next 1-2 years.

You can choose to implement your financial plan through your own banker, broker, or financial adviser.

Lumina Planners has an implementation team to assist you to put in place your action plan, and track your progress according to your timeline.

 
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